Brian Armstrong, the 38-year-old founding father of Coinbase, took the U.S.’s largest crypto alternate by buying and selling quantity public this yr. In addition to his work making mass crypto adoption simple, Armstrong has been a vocal critic of onerous monetary laws, even proposing that the U.S. appoint a crypto-specific business watchdog. Although a proposed financial savings characteristic known as Lend was waylaid by the U.S. Securities and Exchange Commission, Coinbase continues to broaden its income streams with a non-fungible token (NFTs) platform and bank card. Recently, Coinbase labored with decentralized finance (DeFi) platform Compound to deliver customers higher returns on their DAI holdings. Something of a crypto “incumbent,” Coinbase continues to innovate.